whining about the whiner

Once again a book has lost me fast. In this case, the heroine is obsessed with her poverty. I can see a character worrying about not making ends meet--that seems real. But this woman with a reasonable job continuously frets about her "poverty" and the examples we're given? Her car is five years old. All of her furniture is used. She has to pack her lunches for work. She only has two pairs of high heeled designer shoes, but they were bought on ebay

No, sorry. You're out, lady.

Oh, and here's ...