Introduction to Asset Allocation

The concept of asset allocation was one of the first concepts I studied on my road to fiscal fitness.  Asset allocation is the practice of dividing an investment portfolio among different asset categories.  The most common categories are cash, bonds, and stocks.  Cash and cash equivalents (e.g. savings deposits, certificates of deposit [CD], treasury bills, money market funds, and money market accounts) are the safest investments as the federal government guarantees many of the investments in this category.  However, they generally offer the lowest return of the three major asset Read the Full Story