Living frugally means more than simply looking for ways to spend less. According to dictionary.reference.com… fru • gal [froo-guhl] economical in use or expenditure; prudently saving or sparing; not wasteful. Economical in use or expenditure might refer to spending less. However, how might a savvy individual save prudently and not be wasteful? Here are a few practices we have adopted in the SavvyJames household: About three years ago we placed a wicker basket – which later became known as ‘the money basket’ – in our bedroom. We determined that at
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Published on December 06, 2013 19:00