Reasons to Gloat If Your Credit Score Is High

People with higher credit scores tend to be less impulsive, better at delaying rewards, and more trustworthy than those with lower scores, according to a study of 63 university students and employees by Shweta Arya, Catherine Eckel, and Colin Wichman of the University of Texas at Dallas; the study included a survey and a set of tasks and games. Thus “it is not too much of a stretch” to say that credit scores might be a useful tool for screening job candidates or potential partners on a dating web site, the authors say. Fair Isaac credit scores are calculated on a scale from 300 to 850, with the U.S. average being 680. In general, a good credit score is anything above 700.