What is the Difference Between a Credit Report and a Credit Score?

Whether you are buying a home or looking for a quote on your auto insurance, chances are that someone is going to be checking your credit.Sometimes this means looking at your credit report, and sometimes it means looking at your credit score.

Sometimes it means looking at both.

It’s easy to get a little mixed up on the difference between a credit report and a credit score. Here are the basics of what to expect when your credit is considered:

The Credit Report

Your credit report is a history of yo...