Writing Contests: Always Read The Fine Print!

I was recently encouraged to promote this "Affordable Insurance Options Essay Contest" to my readers. The website name was already setting off alarm bells in my head, but I decided to check out the rules out of curiosity.

At first glance, it may attract some writers: there's no entry fee, and the site offers cash prizes of $50, $100 and $200. However, if you read ALL the submission guidelines, it becomes clear that even if your entry about the importance of insurance coverage doesn't win...