High Deductibles Make U.S. Men Less Willing to Be Treated for Health Emergencies

As American employers shift health-care costs onto workers, more have been offering health plans with high deductibles. But those deductibles discourage male patients from seeking treatment, even for serious problems like kidney stones and irregular heartbeats. In the year following a transition to a high-deductible plan, men reduced their emergency-department visits for “high-severity” ailments by 34.4% in comparison with a control group, says a team led by Katy Kozhimannil of the University of Minnesota. Women, by contrast, continued to go to the ED for high-severity ailments, although they reduced low-severity visits.