In Response to “Baby Boomers Not Saving Enough”

Wake up call for Baby Boomers! Time i... Are Hospitals Sidestepping Admissions...

In Response to “Baby Boomers Not Saving Enough”

This morning I read an article by Michael Baxter of © Investment & Business News 2013, titled “Baby Boomers Not Saving Enough”. I find it to be another reminder that we are not prepared for our aging future. To read the full article…

How many analysts, economists, aging authorities, retirement planners, reporters, and media outlets do we need to tell us how unprepared we are for the coming Elder Boom™ before we act to create a better aging future? As an eldercare expert and nurse in this field for over 3 decades, I can tell you that we are not listening to the warning signs. Most Baby Boomers don’t want to think about it, as if it will somehow go away. It will not go away. The system will not fix itself. Medicare, private health insurance and Social Security will not get massive windfalls and all of a sudden start paying for or start giving you enough to pay for long term care! Medicaid programs are not going to get the windfall either! People, we are on our own! You cannot count on the government to care for you and we shouldn’t have that as our first plan anyway. Yes this is bold and maybe even a little harsh but someone needs to start telling it like it is.

We are on our own to care for ourselves in old age. There won’t be enough facilities to house us all. There won’t be enough professional caregivers, geriatric physicians and nurses, or family members to care for the vast majority of us who will need care. Where will you go? Who will care for you? Where will you get the money and be able to find a qualified, trustworthy, ethical, and compassionate person to provide care for you, or more than one, if your care is complex and full-time? Who will care for your spouse or parents when you have to work or want to create your own life, career, and family? How will anyone afford nearly a quarter-million dollars a year to live in a 10×10 space in a nursing home for more than a year or two, if at all? Hospitals are discharging people quicker than ever. They will not start keeping people longer because no one wants to pay, so are you prepared for care following a surgery, injury, weakening illness, or a chronic illness like Alzheimer’s Disease? Are you working hard your whole life, saving what you can, and contributing to a 401k or other retirement plan only to watch it quickly disintegrate, like dust in the wind, to pay for a few weeks or months of care, only to end up broke and without care and assistance anyway? That is the reality of our future if we don’t act now!

I call you to join me in action if you have any concerns about your aging future or that of your loved ones. We don’t need any more reminders of the impending crisis. We only have to finally stop ignoring the warnings and work together to create an aging future to look forward to. We can make our future the real “Golden Years”, which are positive, uplifting, values us as we age, and affords us the ability to hang on to the money we’ve worked so hard for to enjoy with our family and friends, or even donate to a worthy cause, rather than leaving us broke and dependent.

If you are done with fear and worry about your aging future, fill out my contact form, consider getting a copy of Behind the Old Face: Aging in America and the Coming Elder Boom to better understand the future we can have, and share this with family, friends, co-workers and with your social media contacts. Urge them to get involved too. For less than 2 Fast Food meals you can see if the E-version of my book is worth your aging future. I am not just looking out for your aging future, I am looking out for mine, my husband’s, my family and friends that I love. You will be very happy you acted now before its too late and you are in the midst of the crisis or we will be in the middle of the crisis wishing you had. The choice is yours.

Of course you are welcome and I hope you will join in action whether you buy or read my book. The book is not the most important thing and never has been. Acting now is the most important. I just want you to know my book is available if you want to know more

Our Aging Future!

about me and my perspective, the current state of eldercare, what it’s like to age with some great and even sad life stories from several amazing seniors, or a detailed and viable vision for our future living and care that will have us looking forward to it rather than dreading it.

I know I want my aging future to be more than living in a nursing home or sitting in the house day after day without any socialization or feeling of value. I’m planning a happy future enjoying family and friends and doing something meaningful to contribute to my friends and neighbors!

Its time we started the Elder Boom Revolution to Great Aging!