A Second Selection Conundrum

While the employer may face a conundrum in the selections they offer to their 401(k) plan, the employees can likewise be faced with a conundrum. Suppose that the selections in your 401(k) does not include index funds, does this mean you are unable to follow a passive index fund investing approach? Possibly not. Almost every 401(k) selection list I have ever seen includes some type of a large cap fund. A fund of this nature will include a significant percentage of the stocks in the S&P 500...