Has the 401(k) Been a Failure?

Report: The Failure of the 401(k) (2010).  Written by Robert Hiltonsmith of Demos, a non-partisan public policy research and advocacy organization, the research report examines the retirement security – or more accurately, the lack of security – provided to American families by 401(k) plans.  The report concludes that retirement security has deteriorated in the past generation and that workers retiring in the next two decades can expect to receive only 65 percent during retirement of what they made during their working years; far below the amount required for Americans to enjoy Read the Full Story