Welcome to 2013

Welcome to a new year. Time to let go of the past and embrace the future. There is nothing spectacular to the actual day January 1. And yet it possesses great mental empowerment.  The heavy burdens of the past year fall away as you replace calendars or open a new folder to save 2013 tax receipts.  You get to say "This is the year I will...."  and you have 365 days to fulfill that wish. Now is the time to adopt a new outlook and change your life.  No more waiting....