Using Your Bitcoin as Collateral in Emergency Funding

Picture this: your teenager needs emergency surgery, your roof springs a leak during storm season, or your heating system dies in January. You’ve got substantial Bitcoin holdings, but selling means triggering capital gains tax and losing your position in an asset you believe will appreciate. Bitcoin loans have emerged as a middle ground—but they’re not the financial fairy tale some might suggest.

The numbers tell us this isn’t some fringe experiment anymore. Galaxy Research shows there’s current...