Ignore the 4% withdrawal rule for retirement planning and do this instead

The 4% withdrawal rule for retirement planning assumes excessive equity allocation (50-75%), which makes it impractical. To make this worse, the 4% rule is often misunderstood and misapplied, so it is not a useful tool for retirement planning for most people. Here is an alternative idea. What is a safe withdrawal rate?  The safe withdrawal...

The post Ignore the 4% withdrawal rule for retirement planning and do this instead appeared first on freefincal.