What I am about to tell you sounds like a scam. Frankly, ...

What I am about to tell you sounds like a scam. Frankly, I wishthat it was. I debated writing about this here at all because it’s not fiction.But I couldn’t stand the thought of another family going through this and if I cansave one person this pain, then it would have been worth it.

When my mom passed away earlier this year at the age of 93, shehad no debt. She lived in her own home, but she did receive assistance fromMedicaid. She had home healthcare workers and she received free supplies suchas adult diapers. A week ago, we received a letter from Medicaid asking forrepayment of almost $400,000 from her estate. Well, if she had that kind of money,she wouldn’t have qualified for Medicaid. In lieu of payment, the government plansto place a lien on her home. The house isn’t worth even half that.

From research, I found that this is actually a method ofrecovery in many states. There were steps the family could have taken prior toher death to prevent this. If you or a loved one are on Medicaid, do yourresearch and find out what you need to do to protect your assets.

Here's an article about this happening to another family: When the State Comes for Your Estate