How to Help Someone Build Credit and Teach Smart Habits

These days, it's not easy for a young person without financial experience to build credit and a respectable credit score. How is he or she supposed to qualify for a credit card account without great credit? It's like needing great job experience to get your first job!

Surprisingly, perhaps, when it comes to credit, there is a good way that you can actually help a responsible young person. You can boost a young person's credit by taking advantage of a little-known authorized user provision, but ...