This overlooked personal finance tip can help your loved ones

3 out of 4 Americans don’t have a will, but over half will struggle financially when a loved one dies

Thinking about your own death is not something most people enjoy doing. However, if you plan to pass on savings or assets, like a home, having a will is important in ensuring those items end up in the right hands. Still, according to a new survey, most Americans don’t have a will.