GPT: What to Do if You Are in a Car Accident

GPT did a good job here for our class discussion but it's because the Prompt was detailed:

GPT 4 –March 20, 2025 – Car Accident (the following is not legal advice)

PROMPT: Devise scenario where I am in a caraccident, someone hit me, and I don't seem injured at the time. What should Ido at the scene, who should I talk with and not talk with after the accident,and what other specific things do you recommend I do

Scenario:Car Accident Where You Don’t Seem Injured at the Time

You're driving through anintersection on a green light when another driver runs a red light and crashesinto the side of your car. The impact is jarring, but after assessing yourself,you don’t feel any immediate pain or visible injuries. The other driver,clearly shaken, steps out and starts apologizing. Your car is damaged but stilloperable.

PRINT OUT AND KEEP IN GLOVE COMPARTMENT

Stepsto Take at the Scene

Stay Calm & Ensure SafetyTurn on your hazard lights.If it’s safe, move your car out of traffic to avoid further accidents.Call 911 (Perry: call 311 or local police station if not an emergency)Request police assistance, even if the accident seems minor. A police report is crucial for insurance claims.If the other driver seems intoxicated or aggressive, let the dispatcher know.Gather InformationExchange details with the other driver: NameContact informationDriver’s license numberInsurance company and policy numberLicense plate and vehicle make/modelGet contact info for any witnesses.Note the location, time, and road conditions.Take Photos & VideosCapture images of: Damage to both vehiclesLicense platesThe surrounding area (traffic signals, signs, skid marks, debris)Any visible injuries, even minor onesRecord a brief video explaining what happened while it’s fresh in your memory.Limit Conversation with the Other DriverDO NOT admit fault or say, “I’m okay” (you might not feel injuries immediately).DO NOT engage in arguments.Politely gather information and wait for the police.Give a Statement to the PoliceStick to the facts; avoid speculation.Request a copy of the police report or the report number for future reference.

Whoto Talk With & Who to Avoid

✅ Talk to:

Police Officers – Provide honest, factual details.Your Insurance Company – Report the accident but avoid admitting fault until investigations are complete.Your Doctor – Even if you feel fine, injuries like whiplash or internal trauma may not appear until hours or days later.

🚫 Avoid Discussing Details With:

The Other Driver’s Insurance – Their adjuster may try to get you to admit fault or downplay your claim. Direct them to your insurer or attorney.Social Media – DO NOT post about the accident, as insurers may use your posts against you.

AdditionalSteps After the Accident

Seek Medical AttentionVisit a doctor even if you feel fine—hidden injuries can surface later.Keep all medical records and receipts.Notify Your Insurance CompanyProvide factual details and police report info.Ask about coverage for vehicle repairs, medical expenses, and rental cars.Monitor for Delayed SymptomsWatch for neck pain, headaches, dizziness, or numbness—these could indicate injuries.Consult a Lawyer (If Necessary)If the accident was serious, injuries appear later, or the other driver disputes fault, legal advice can help protect your rights.