Ambil Mudah Dengan Hutang, Punca Hidup Semakin Keras!
Bila nak beli barang mahal, kita sentiasa ada dua pilihan.
Samada "menabung dulu baru beli" atau "hutang dulu bayar kemudian (ansuran)".
Siapa yang dah penat-penat menabung, takkan dia nak habiskan duit tabungan tu sekaligus. Mestilah rasa sayang (nak habiskan duit tabungan) kan?
Itulah kesan segera bila kita amalkan prinsip "menabung dulu baru belanja".
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