A Basic Necessity – FINAL

Almost all of Americans were in either of two groups when the Great Housing Disaster of the early 2020’s hit. For the most part, neither group realized there was a housing disaster at all. Group One consisted of the people who already owned a house, and Group Two were the people who could not afford a house to begin with.

There was also a Group Three, a very rare species of prospective first-time homeowners who were equity poor, debt-free, and cash rich – but who were still unwilling to bet t...