Forget Peer Lending, Get Crowdfunding Instead!

Crowdfunding can be a great alternative to a peer loan for people that need money for a project or business idea

Peer lending has had a record year and is on its way to becoming a mainstream form of financing for many Americans. Interest rates have come down, making it possible for many to escape the cycle of living paycheck-to-paycheck and expensive credit card charges.

But is peer lending your best financing option? Are you overlooking huge benefits to crowdfunding including free marketing and...