Full Fledged Claims Adjuster Again.

 When I lived in Indiana my family and I lived in the prettiest patio home on the 10th hole of the Prescott Golf & Country Club in Avon. Doesn't that sound so wonderful? It conjures up thoughts of men and women hustling about in slow rolling golf carts, wearing their plaid trousers and spiffy little spandex-type skirts while chasing little yellow or white balls all over the place. The 10th hole, just so you know, is a very unique hole on that course. It is a split level like no other. The drop from the top is over 30 feet, and the long pasture type "green" is really something to behold with its little waterfall, rock bridge, and shallow sand trap.  I could have lived there for years if it wasn't for the fact that it was a rental and the owners decided to move us out to make room for the new tenants who were literally only staying for two months, but they were paying more than 9x the rent! Thank you, Super Bowl XLVI. We had to move.

    I was working in the insurance business, having just left my permanent job in Oklahoma as a paralegal. I had been an insurance sales consultant before the legal position, but it had been a really long time since I'd sold a policy. I took all the new tests, started my own business, and when it became really apparent to me that the money was in claims, I took another exam and became a bona fide Claims Adjuster for the property and casualty side of insurance. Somehow I landed more clients in the hay and freight industries, so that's where I made my money.  Times change. 

    When we were asked to leave the pretty golf course home we found our way up north to a town called Lebanon, Indiana where we owned 25 acres of land that had a barn, arenas, and a run-down shack of a house that we thought we could refurbish. We would have had a better shot at refurbishing the barn and calling it the house, razing the house, and installing a new barn. That should have taken place, but instead, we ended up moving back to Oklahoma for family issues - - so much for my business, so much for my farm. Oh well, it is what it is, and it was what it was. I'm here now, and for the past several years I've remained in the insurance business and I've been a teacher. I'll teach a year, sell insurance for a year, go back to teaching, go back to insurance, maybe this time I'd consult, and then teaching came up another time. This went on for way too long. I had to make a decision.

    The decision I made was to trade on the FOREX, the foreign exchange, and to do that I needed money. I decided to sell and consult since teaching really doesn't pay much more than the average salaries in Oklahoma. It's taken a minute, to be sure, but I'm finally on the right track again. By January 2023 I'll have enough saved to trade and I've been training and practicing on the paper or fake account so I will know what I'm doing when I hit the BUY or SELL buttons with real money in play. To get to that point, I've decided to re-up my Claims Adjuster license, and that happened today.

    I say it happened today. Over the summer, in fact, on July 13, 2022, I took the test and I passed it. I thought I was a full-fledged Claims Adjuster at that point, but when I went to the site to pay the fee for my licensure, I found out that I had been given the wrong test. I was only half finished. I wasn't given both sides of the test, only the Casualty side. WHAT? I paid for both!! I checked and I had in fact paid for both Property and Casualty.  The fact(s) remained, I had only taken the Casualty side and I had to take the Property side, pass it, and then (now) become a fully-fledged card-holding real-life Claims Adjusters again...and now I am one. 

    When you take these types of tests you are often NOT told what you score. You simply find out that you passed. I was thrilled and excited to see that I actually was given the score this time. I didn't "ace" it, but I got a solid 82% and that's good. As I was taking the test, which was only 55 questions, I said to myself, I think I would rather have 100 easy questions and pass with a 70% than have 55 rather tough questions and HOPE for the pass. You can't know what you made if you pass, that's what I was told, only if you fail, so when I saw a score (or that there was one) I thought I hadn't passed. The score was inside a green dot, and the dot had an 82% in it...what? I passed and they gave me the score. I'll take it!! YES!

    Now, since I've passed, the insurance industry will be alerted to the fact that I am now licensed and able to do claims. We're just about to come into Hurricane and Hail season, and I'll have NO PROBLEM finding a full-time job working from home in my jammies making the money I should be making; money I can save for the other more permanent plan of trading on the Forex.  This is a great plan! I am so thankful, I am so very very thankful. The entire time I was taking the test I would keep tally marks on the paper they gave me. I would mark "Yes" for the ones I knew I got right, and "IDK" for the ones that I really wasn't sure about.  Each time I knew I got the answer correct I would stop and thank Jesus again, over and over. By the end of the test, I knew I had passed, and I put the score in my head around 78-82, so I wasn't 100% sure but felt really confident that I would have a passing score. That's why when I saw a score I was a bit set back. I didn't want to see a number! (Until I did, then I was pretty happy about it.)

    Though I just accepted a position last week to be an administrative assistant with options to do some adjusting, I'm already applying for permanent full-time jobs where I can work from home and do my work in my not-suitable-for-the-office attire, with my dog on my lap, my coffee by my side, my headphones squarely attached to my head, Celtic music blaring in my ears, while I do my adjustments, make my investigations, fill out the forms and send notifications to suppliers, contractors, homeowners, business owners, subrogation agents, and insurance companies. This is my jam!  This makes me smile. Even when I am able to day trade and swing trade I'll still keep my Claims Adjuster license and do this as a side hustle if for no other reason than it's really fun to dig into the weeds on some of these fraudulent cases to see just how far some people will go to hide their assets and/or someone else's assets. (We find them.)

    Now, when I get really good at it, and I can move to my permanent HOME in Scotland, I can still work at my desk and get the job done even more efficiently because I'll be 6 hours ahead of my employer.  They can send me the work by email by the close of their day, I'll just be turning down my sheets to say goodnight. By the time they get out of bed and sip their first cup of coffee, the work will be completed and sent back to them! Done! This could really be a thing. I'm hoping it's a great thing.

    So much fun! Love it.

Photo Credit:  ME