"It's such a perfect day... I'm glad I spent it with you"

(Or so sings Lou Reed in one of the best songs ever... except that it sounds so sad when he sings it.  I don't mean it so sadly!)
Last week was a tough one.  You know those times when you're contemplating everything you've done in the past year, and then suddenly you realize you did all that stuff in the past month?

Anyway, Wednesday night, I went to bed completely rattled, burned out, and beat.  Thursday morning, I woke to a phone call from a lady at my credit card company, who was calling to ver