Expanding Or Privatizing Social Security: Clive Crook Isn't Sure What He Wants to Do

Clive Crook seems to want to both expand and privatize Social Security in part to address the real problem that retirees do not have enough money to have a decent standard of living. Before addressing his main policy proposal, it's worth addressing a few things that he gets wrong.

First, he complains that the program is adding to the deficit telling readers to:

"Forget the "trust fund" and its holdings of government debt. That's money the government owes to itself: It nets out to zero."

Yes, ...