The debt conundrum

The car is starting to squeak a lot more than it used to, the suspension may be shot soon, and it’s overdue for a transmission flush — but I have to make the monthly payments first. I should be saving up to buy the car that will replace this one — and the computer that will replace this one — and the lawn tractor that will replace the one I bought five years ago — but instead I am spending hundreds of dollars a month to pay the balances on the car loan and the credit cards that I haven’t use...