Four Ways to Know When to Spend Money

Because we know we must spend money, and because there are times when you really will find a good deal—many people have saved hundreds or thousands of dollars finding the right purchase at the right time—how do we know when to buy something?Let me first suggest this: Regardless of how attractive it looks, if you must take on debt, don’t make the purchase. Without the money, it is not a good deal for you. You might be tempted to say, “If I don’t get this now, I’ll never find this good of a de...