This is a critical point.

This is a critical point.

Imagine the next Jo Rowling, or Steve Jobs, or Mark Zuckerberg as a Millennial. That person has to struggle like mad to keep a roof over his/her head during multiple economic crises—likely with 6-figure student loan debt.

Maybe he/she will still succeed. Hard work, structure, dedication are all critical. But maybe not. The disadvantages are piling up. If you have to work 12 hours/day looking for a corporate job to keep food on the table & ensure healthcare coverage, good luck innovating. This is Mazlow's Hierarchy.

This is where we need to focus—satisfying basic needs so we can foster innovation.