Taking a $25,000 beating & dealing with panic in a bear market – March 2020 Freedom Update
This year has already been difficult in many ways. So I’ll have to unleash a whole lot of not great news. Of course, everything is down right now. And I’m fighting my HOA about a roof repair and thinking about renting an apartment nearby and trying to sell my current place.
All that’s been going on in the background as everything I’ve worked to save in the past year or two has been wiped out in the stock market. I’m hoping I can sell before my property value suffers too much. I will never, NEVER live in a place with an HOA EVER again.
That said, I’m grateful to have a job that’s allowing us to work from home. But this – all of this – moving, renting, selling, and making repairs to my current place (including the roof and ceiling!) are going to cost me everything I have. Like, everything.
But I have to try.
I few weeks ago, we lived in a different world and I was in Cabo. How quickly things change
For a second, my finances are going to spin out of control. And oddly enough, it’ll all be OK.
March 2020 Freedom update
It’s totally unreal everything that’s happened since my last Freedom update. Things were on the up and up. And now… who knows what’s going on.
While I’m still contributing to my 401k, I’ve resorted to paying the minimums on my credit cards until some dust settles.
You see, I’m trying to rent an apartment nearby, repair and sell my condo, and move. And contractors and movers want cash. But once I sell my condo, I *should* have enough to pay it all back and then some.
I’ve been fighting my HOA since January about a ceiling leak. They refuse to repair the roof because they are basically insolvent and the board president is a literal lunatic. I want out of here ASAP. But trying selling a condo with a ceiling leak and a broke HOA right now is a herculean task. All I know to do is try. But man, it’s breaking me.
I’ve missed writing here. Most days and nights, I’m consumed with thoughts about money and my living situation, and of course… the pandemic. I oscillate between living in fear, wanting to fight back, and a slough of despond. But I bucked up and:
Started a petition to impeach the entire board
