It's that time of the year, again!

Can you guess?         A)  Fall!         B) Halloween!         C) The first snowfall! (which, btw, happened on Halloween!)              D) Time to decide on my 2020 planning system!         E) An opportunity to overuse exclamation points!         F)All of the above? Well, yes, F is the correct answer. But really, it’s time to dive deep into the ever-increasing