How to Have Tough, Productive Conversations About Money at Home

Guest Column by Mary Kelly, PhD

THIS is the year you are going to lose the weight, exercise 3 times a week, and get your finances in order.  You are going to create a budget, fully fund both your Roth IRA and your 401 (k) plans,  save 10% for your current asset fund (which is also your emergency fund), and get rid of that credit card debt.

There’s only one problem:  When you try to talk about household finances, the conflict starts before the conversation begins.  Sound familiar?

If so, yo...