MJ’s Musings: “Do You Have Change for a Twenty?”

I dread having someone ask me this question. People like me, who use ATMs, always have too many twenty dollar bills.  I’m fortunate that my bank’s ATM has an option with $5 increments, so when I withdraw cash, I make sure it’s $35 or $55 or $75 dollars. (If you take out $95, you get […]