Why We Don’t Keep a Budget

I am so grateful that we were given Dave Ramsey’s Total Money Makeover as a newly married couple ten years ago. It gave us a road map to follow to find the financial security we have today. I became a big Dave Ramsey fan back then and listened to the podcast version of his radio show for many years.

Along the way, however, there was a point of contention between my wife and me about keeping a budget. I love spreadsheets and numbers and rules to follow so keeping a budget made a lot of sense t...