Look! It is Monday

I am enamored (a word I think should be spelled enamoured, but who, indeed, am I?) of the resurgence of lay a way. For those of us who live sans the formal banking system or credit, managing the purchases of large ticket items (or holiday gifts) can be difficult. Saving up in advance is great in theory, and sometimes even happens, but realistically layaway allows you to take advantage of sale prices and there's something about making the purchase and having scheduled payment plans that helps ...