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Hopefully, our readers will not suffer indigestion of their holiday meals or have a damper placed upon the holiday largesse of gift-giving and happy moments.  After all, a potential nuclear war or EMP (Electromagnetic Pulse) attack should never interfere with the memories being collected in the new pages of the scrapbook album.  Still, if you have the time to tear yourself away from the “holiday treadmill,” you may wish to consider taking some actions that may benefit you later on.

Gathering...