How do I manage my money? - 89/101 Entrepreneur Questions and Answers

This is an except from my book: 101 Entrepreneur Questions and Answers.Firstly have an accountant, someone who is an unbiased professional that can look at your money and see your entire situation from a different, more experienced and unemotional angle. This unbiased professional can give you valuable advice, opinions and thoughts about what you are doing right and wrong. His opinions, advice and experience could save you years.Furthermore, I use different bank accounts for my personal income. My money gets split into each of these accounts according to a %, and each account is dedicated to different purposes. I went to my bank and opened the accounts there and then, opening the accounts was the easy part, it is the mental dedication and using the cash for its correct purposes- that is the hard part.Necessities, 55%.This is the main account and all your expenses are paid from here: rent, fuel, emergencies, etc.Charity, 5%.5% of your income should to go charity to foster a sense of abundance in the world. Where you are saying to the world that you have enough money to do with it as you please. If you cannot give 5% of your money, then give your time and volunteer.Play, 10%.This money has to be spent at the end of each month. This money is used to foster your inner child so as to relax, unwind and de-stress.Education, 10%.This money is to be spent on you education: whether books, mentors, courses, seminars, etc.Investing, 10%.This money is to be only spent on investing and nothing else. You use this money to make more money- whether in stock, businesses, publishing books, crowd funding, etc. This money is used only to make more money.Consumer Spending, 10%.This is the money you spend on consumer goods: clothing, restaurant, electrical devices, etc. This is the money you can spend frivolously.Question of the day: How are you managing your money?