Learn to prevent

We learnt to prevent the hard way. I think it happens the same to most people. It was when somebody hit my car (as you may know, you never hit your car, somebody always hits yours course!), and repairing it cost me almost 700 dollars (in Peru, that's is a lot of money). I needed my car, so I had to pay it. It was then that my friend Pedro told me that I would have payed only 150 dollars if I had an insurance. Then he added: "Sadly, most Peruvians don't have a culture of prevention."


It happene...