Punctuation with Quotation Marks

Uh-oh. Nothing ready for this week, but since I'm working on edits for my new novel, and this is today's subject, I thought I might as well post this.
Fire has been on my mind because I just finished listening to Nora Roberts's Chasing Fire, a terrific book. The reader, Rebecca Lowman, was outstanding and added to it. The descriptions of the fire took your breath. I really, really enjoyed it.
So