Making Your Goals SMART

The beginning of a new year means for many the beginning of new goals. Gyms will be filled with people intent on getting into shape; weight-loss reduction programs will experience a spike in memberships; budgets will be crafted to curb “unneeded” spending and allow more savings for retirement or college or whatever. Flash forward three months and most of the goals are distant memories over which we feel guilty. Gym equipment languishes unused, some of the weight lost in January has returned b...