Introducing Honest Reviews

Hidey ho from gorgeous and sunny Honolulu, Hawaii, where I’ve spent the last week doing absolutely nothing!

Well, not entirely nothing. I worked on a new column for Out and Out and wanted to introduce it.

I like applying for new credit cards to boost my points and miles balances (as I’m sure most of us do). And I already write about various offers from time to time.

So I thought it would be a fun exercise to make a format out of it that’s easier to read and follow – and one that’s standardized. So here’s Honest Reviews – my honest take on credit card offers.

How Honest Reviews will work

Link: Honest Reviews (Work in progress)

Each card will get a grade from A through D – I don’t bother with Fs – and a recommendation to Keep the card if you already have it or DTMFA.

Yay for Honest Reviews!

There will also be a short intro, an extremely brief (one or two sentence) summary called “The short” and a longer analysis called “The long.”

That way you get the long and short of it, a grade, and short-term advice on whether you should snag an offer for the sign-up bonus or keep it long-term (or both).

The grading scale is:

A – Are you freakin’ kidding me, why haven’t you applied already AKA Apply now!
B – Bitchin’
C – Cool
D – DIAF

I’ve already added an Honest Reviews tab under “Credit Cards” at the top of the page – and you can see some offers I have in the pipeline to review (and a preview of the grade/rating the card might get – subject to change based on analysis, of course).

Why now?

I have links from CreditCards.com and this is way to put them front and center with my usual candor and incredible wit.