David Brooks Didn't Realize that Obamacare Ended Health-Based Insurance Premiums

No one expects NYT columnists to have any knowledge of the topics on which they write, which is a very good thing for David Brooks. In his column belittling the impact of the Affordable Care Act (ACA), he never once mentioned the requirement that insurers charge everyone the same premium, regardless of their health.

Brooks focuses on the health care exchanges, which do in fact have fewer participants than expected. The main reason for the shortfall is not that fewer people are being insured,...