We're to blame, too.

The economy is a catastrophe. Our government bought wholesale the idea that business institutions were immune from the greed, stupidity, lack of foresight, market unawareness as well as social ignorance, and unethical behavior of those who might run those same institutions. In other words, humans run our financial and business markets.

Perhaps that’s why man originally decided on laws and regulations a couple thousand years ago. So tell me, just why did our governors give up on this idea?

Oh, yes!