I think I'm doing things backwards

So, I've been coveting a gorgeous cover that Garrett Leigh made for the longest time. The Heart of a Cowboy. I wanted that cover so badly but I had no story for it. Then Garrett had a sale on her pre-made covers and yes, my cover (what, it was mine regardless that I didn't own it. It owned me!) was in that collection for sale. No! Someone would buy it for sure!
Yes, we know how this story goes. I bought the cover, story or not I couldn't stand the thought of another story coming out with my co...