James C. Molet's Blog, page 62
July 11, 2015
One Way to Survive Your Student Loans
The following is a guest post from Nate M. Vickery. Nate is an economics graduate and entrepreneur from Sydney, Australia. Lately he is mostly engaged in finding ways to make money on the side, particularly from investing. Aside from work he enjoys spending time in the great Australian outback and sailing the ocean with his fiancée. As we all know, being a student is the best and probably the most money-consuming time of our lives. Getting a diploma is not cheap at all, for it requires thousands of dollars spent Read the Full Story
July 9, 2015
Ten Great States for First-Time Homebuyers
As most people are all too aware, buying a home is a financial goal – likely the most significant for a large section of the populace – that has been delayed for many wannabe homeowner thanks to the recent recession. However, now that the economy continues to strengthen in 2015, many Americans have decided the time is finally right for them to buy their first home. In a past post, Preparing for Homeownership, I noted that for many of us, a home will be the single largest purchase we will make Read the Full Story
July 4, 2015
Customize Wall Street – A SavvyReview and Giveaway
While I have recommended numerous books, along with other personal finance related media (i.e. documentaries, movies, reports, surveys, etc.) in the SavvyRecommendations section, Customize Wall Street: Take Control of Your Financial Future is the first book to be reviewed here at RetirementSavvy. As the title suggests, I heartily recommend the items that appear in that section. I encourage readers to watch, read or listen to the material without providing a detailed review, generally only giving an overview of the referenced material. That changes today. Customize Wall Street’s author, Mr. Harvey Neiman, Read the Full Story
June 30, 2015
College Return on Investment – A Forecast
In the past, I have asked the question, “Is college worth it?” Not surprisingly, since so many people struggle with student loans, the question generated quite a bit of discussion with a wide variety of opinions. Interestingly, a new report from PayScale, creator of the largest database of individual compensation profiles in the world containing more than 40 million salary profiles, helps to answer that question by looking at ROI, the return on investment. PayScale’s College ROI Report has been keeping track of the monetary value of a college education at hundreds Read the Full Story
June 27, 2015
Open Your Mouth, Learn to Speak
In a recent blog post, It’s (Mostly) About Priorities, I noted that after two years of running this blog and three books I had changed my belief with respect to why too many people never achieve financial freedom. Whereas I formerly believed the problem was a lack of interest, I have modified that belief, slightly, and have settled on the idea that the problem for too many people is that there isn’t enough interest to make personal finance a top priority. As I noted in the title of that previous Read the Full Story
June 24, 2015
Knowing What to Include in Your Will
Let’s face it, the topic of wills isn’t exactly cheery and uplifting. However, if you want to make sure that your property and possessions (including savings and investment accounts) are distributed in accordance with your wishes after you pass away, this is a subject you’ll have to broach. The good news is, creating one of these legal documents may be much easier and quicker than you think, and once you’ve done it you’ll benefit from added peace of mind. To help ensure the process runs smoothly, here’s a quick rundown Read the Full Story
June 20, 2015
It’s (Mostly) About Priorities
The ‘it’ is achieving financial freedom. Soon after the one year anniversary of this blog, in the post, Talking Personal Finance in Public Forums, I discussed my thoughts following the publication of my first book and one year’s experience managing the blog; and participating in personal finance conversations across multiple social media platforms. I noted there were some things that disappointed me a little, some things I found quite interesting and the conclusions I had drawn with respect to how people approach personal finance. Among the many thoughts from that post Read the Full Story
June 19, 2015
Father’s Day Weekend Giveaway
Leave a comment, indicating the best personal finance advice your father or grandfather ever gave you, and receive a complimentary copy [Kindle Edition] of Cream City Hustle or Sin City Greed … indicate your preference. Happy Father’s Day to all fathers and grandfathers!
June 17, 2015
Net Worth Statistics
Report: Age, Income, & Net Worth Statistics (2012). Ever wonder how your income compares to others or how your net worth compares based on percentile of net worth, head of household age, source of household income, family structure, education or race/ethnicity? As we await the new report – the Federal Reserve only releases this report every three years – now is a good time to see just how you stack up according to the most recent data. As I have noted previously, while you do not want to get trapped in Read the Full Story
June 13, 2015
A SavvyInterview – Richard
Richard W. Rausser has over 30 years of experience in the retirement benefits field. He is Senior Vice President of Client Services at Pentegra Retirement Services, a leading provider of retirement planning services to financial institutions and organizations nationwide, founded by the Federal Home Loan Bank System in 1943. Richard oversees consulting, actuarial, BOLI, communications and marketing practice groups at Pentegra. I’m glad he has agreed to sit for a SavvyInterview.
