James C. Molet's Blog, page 60

Generation One – A SavvyReview and Giveaway

The website for Generation One: The Search for Black Wealth offers the following synopsis of the film: With the 2007 recession, the housing crisis and soaring unemployment rates leaving Black America’s wallet trapped in the crosshairs of the United States’ financial crisis, the lack of generational wealth in the African-American community has never been in sharper focus. Generation One takes a hard look at the numbers, giving historical context to early wealth creation in the Black community and tapping the expertise of the nation’s top financial experts to weigh in Read the Full Story

Living Frugally: Try Leaving Your Wallet at Home

Taz Bright helms this series. Taz is a father, speaker, long-time business owner and graduate of the school of hard-knocks. Taz uses his past business and personal finance experience to help steer others in a positive financial direction while, hopefully, avoiding the mistakes he’s made along the way. As a former 6-year victim of Identity Theft, Taz shares unique lessons learned while trying to regain his financial footing. Taz is a member of Toastmasters International, a martial artist, former bodyguard and a CrossFit athlete. As the owner of Bright Balance Read the Full Story

Stronger – A SavvyReview and Giveaway

Interestingly, the authors of Stronger: Develop the Resilience You Need to Succeed bring together three diverse backgrounds. George Everly Jr., Ph.D., is a founding father of modern stress management and a pioneer in the field of human resilience; Douglas Strouse, Ph.D., is the Managing Partner of an international management consulting firm and a recognized expert on business resilience; and Dennis McCormack, Ph.D., is one of the original Navy SEALS and pioneered SEAL combat doctrine and tactics in Vietnam. Immediately after receiving the book I read the Forward by George Worthington, Read the Full Story

A Challenge for Men and Women

All of us know that women tend to outlive men. A compilation of life expectancy lists – from the World Health Organization, the United Nations, the Global Burden of Disease Study and the CIA – on Wikipedia show the age breakdowns for what I assume is every, or nearly every, country. While there may be one or two countries where men outlive women on average, I do not recall seeing one on my scroll through all four lists. What does this mean in the context of personal finance? It means Read the Full Story

Living Frugally: Use Coupons and Save

I will be the first to acknowledge that I rarely use coupons. That is because I rarely go shopping, grocery or otherwise. My idea of shopping is realizing that I need something – or to be more honest, want something – then sitting down in front of the computer and heading over to Amazon. Love that Amazon Prime with the two-day shipping … ahh, but I digress. This Living Frugally post was written in collaboration with Mrs. SavvyJames … she provided all the input and I simply typed and prepared Read the Full Story

A Richer Understanding: Making Dollars and Sense

Brian Tramuel helms this series. He lives with his wife Michelle, their children Geneva and Brian, and their Cocker Spaniel Maestro in Charlotte, NC. They, along with his two older children from a previous marriage, Davina and Aaron, provide a constant source of inspiration. Aaron lives, works and plays in Charlotte and Davina lives, works and plays in Roanoke, VA. I’m generally conscious of the service I receive while out; restaurants, retail stores, the gym and the grocery store to name a few of the places I frequent. No matter what Read the Full Story

The Different Career Paths in the Financial Services

If you’re looking for a lucrative job that will help you to build up your retirement savings, it’s well worth investigating the roles available within the UK financial services sector. There are a host of positions on offer in areas ranging from accountancy to auditing, credit control, insurance and investments. In fact, there are well over 30 distinct roles to choose from within the industry. Here, we take a look at three of the most popular career paths. Mortgage Adviser Many people need help when they are looking for a Read the Full Story

Living Frugally: Healthy AT Retirement

Taz Bright helms this series. Taz is a father, speaker, long-time business owner and graduate of the school of hard-knocks. Taz uses his past business and personal finance experience to help steer others in a positive financial direction while, hopefully, avoiding the mistakes he’s made along the way. As a former 6-year victim of Identity Theft, Taz shares unique lessons learned while trying to regain his financial footing. Taz is a member of Toastmasters International, a martial artist, former bodyguard and a CrossFit athlete. As the owner of Bright Balance Read the Full Story

Money and Happiness

I don’t know about you, but over the course of the last year or so I have heard a lot of chatter about the connection between money and happiness. Actually, there have always been discussions about the connection between money and happiness. We are all familiar with the phrase, “money can’t buy happiness.” Is that true? More specifically, it seems to me the recent discussions have been about attaching a specific dollar amount – in the form of annual household income – to happiness. A quick search led me to Read the Full Story

A SavvyInterview – Douglas

Douglas Dubitsky is Vice President of Product Management & Development for Retirement Solutions at The Guardian Life Insurance Company of America. He is responsible for directing Guardian’s retirement product and service offerings. Under his leadership, Guardian is ushering in a new generation of retirement products designed to meet the evolving needs of the small to mid-size business owner and individuals who are looking for guaranteed retirement income. He brings more than 15 years of cross-functional experience and a proven track record in retail and wholesale distribution in the insurance and financial Read the Full Story