James C. Molet's Blog, page 53
February 29, 2016
The Seminar Pitch
We received this in the mail a few days ago. This is the second pitch to attend a seminar that we have received in the last six months. While this latest pitch is focused on saving money by reducing your energy costs, the first was focused on helping with planning as you approach retirement. If... Read Article →
Published on February 29, 2016 04:15
February 27, 2016
The Essential Retirement Guide – A SavvyReview
Author Frederick Vettese is the Chief Actuary of Morneau Shepell, one of the largest human resources consulting and technology companies and one of the top five defined benefit pension plan providers in North America. Vetesse has spent his entire career providing retirement consulting and actuarial services in respect of workplace pension plans. Much of his professional... Read Article →
Published on February 27, 2016 04:00
February 26, 2016
Is it Worth Considering a Rental Property to Generate Retirement Income?
The following is a guest post from Michael Clark and Property Turkey. Is it worth considering a rental property to generate retirement income? There are many reasons why you may not have enough in your retirement pot to secure the retirement income you either desire or need. Usually this is a result of unforeseen and... Read Article →
Published on February 26, 2016 04:45
February 25, 2016
The Push for a National Auto-IRA
It is likely that most Americans are not aware that around half the U.S. workforce lacks access to a defined contribution plan such as the 401k. Perhaps surprisingly to some, a significant number of employers, particularly smaller businesses, offer no such plans at all. In short, there exists a retirement plan coverage gap in the U.S.... Read Article →
Published on February 25, 2016 12:30
February 23, 2016
Destination Minimalism
I have recently stumbled across a couple of articles discussing the concept of ‘minimalism’ and recently listened to a podcast, On Point with Tom Ashbrook, which discussed the same. Between the various articles, the podcast and discussions with my wife, I got to thinking about what minimalism means to me. I should start off by... Read Article →
Published on February 23, 2016 11:00
February 18, 2016
Advantages of a Lucrative Online Trading Business
Before the advent of the internet, trading in the stock market was often done with the aid of a broker. The broker would offer sound advice, trade stocks, and later on get huge commissions once the deal was successfully closed. Now, online trading is done via secured financial websites and using financial applications offered by reputable brokerage services or financial institutions. The trader in this case will simply open an account, deposit an amount and make all transactions over the internet and begin trading. The trader is likewise assisted with Read the Full Story
Published on February 18, 2016 04:00
February 17, 2016
99 Homes
Movie: 99 Homes (2014). Written and directed by Ramin Bahrani – and starring Michael Shannon, Andrew Garfield and Laura Dern – 99 Homes captures the drama of the 2008 housing/mortgage crisis. In this telling, Dennis Nash (Andrew Garfield) is a recently unemployed single father who struggles to get back his foreclosed home, in an ironic twist, by working for the real estate broker (Rick Carver, played by Michael Shannon) who is the source of his frustration. 99 Homes [Official Trailer] The 99 Homes website summarizes the movie this way: In this timely thriller, charismatic Read the Full Story
Published on February 17, 2016 04:00
February 15, 2016
A Richer Understanding: Playing to Win
Brian Tramuel helms this series. He lives with his wife Michelle, their children Geneva and Brian, and their Cocker Spaniel Maestro in Charlotte, NC. They, along with his two older children from a previous marriage, Davina and Aaron, provide a constant source of inspiration. Aaron lives, works and plays in Charlotte and Davina lives, works and plays in Roanoke, VA. When I moved to Charlotte I worked for a small Equity Real Estate Investment Trust. They acquired and leased units for two apartment communities in Charlotte. One had an A+ rating Read the Full Story
Published on February 15, 2016 04:00
February 12, 2016
Living Frugally: Quality and Consistency
Unfortunately, practicing frugality is too often translated as buying the least expensive products or services. Particularly in difficult economic times, there may be a tendency to make every effort to spend less no matter what. Blindly spending less is not frugal…it’s cheap. Being frugal means spending money wisely in an attempt to get as much... Read Article →
Published on February 12, 2016 04:00
February 10, 2016
UK Over-50s Yearning to be More Adventurous in Retirement if the Funds Last
The following is a press release from Girlings Retirement Rentals. It seems that Britain’s retirees won’t be putting their feet up any time soon with many longing to travel and see more of the world, according to new research from Girlings Retirement Rentals, the market leader in retirement rentals. The research of over 1,000 people aged over 50 conducted on behalf of Girlings by 4mediarelations revealed that almost three-quarters (70%) want to travel more when they retire, with more than a third (37%) wanting to travel at least 2-3 times Read the Full Story
Published on February 10, 2016 04:00