James C. Molet's Blog, page 52
March 18, 2016
The Overlooked Component of Retirement Planning
If you are a regular reader of this blog, or any other personal finance blog really, you are very aware of all the financial factors to consider when planning for retirement. No doubt you know all about 401(k) plans, mutual funds, emergency funds, the 4% rule, the rule of 72, living frugally, minimalism, expense ratios,... Read Article →
March 16, 2016
Manage Your FICO Score … Or Not
A good credit report, generally considered to be a FICO (Fair Isaac Company) score above 700, can be a valuable asset. Just before writing this post, I checked mine, which comes in at 851. A key in driving your score higher is paying off credit card debt. Most significantly, with a better credit score you can... Read Article →
March 14, 2016
Minimalism By Circumstances?
During the 2011 – 2013 period I was working on a project that took me to Hawaiʻi – the island of Oʻahu specifically – 14 or 15 times for something around 200 days total I would guess. I hadn’t launched this blog at that time so I wasn’t thinking in terms of personal finance and lifestyle choices... Read Article →
March 12, 2016
A Richer Understanding: Thinking About Maslow and Poverty
I have been thinking about poverty – causes, impacts and solutions – a lot the last year or so and have spent the last few days jotting down some thoughts. I believe this series, which focuses more on the humanity when thinking about personal finance, and less on the nuts and bolts of saving/investing, is... Read Article →
March 10, 2016
Living Frugally: Don’t Drink and Shop
As St. Patrick’s Day creeps into view, I thought it would be interesting to look at a new study from Finder.com. The data indicates that Americans like to shop online after drinking … and as you might suspect, the combination can be expensive. Technology has made it incredibly easy for the purveyors of goods and services... Read Article →
March 8, 2016
Is Your Doorman Getting Underpaid? Here’s How to Find Out
By Cezary Podkul, ProPublica Doormen, janitors and other service workers at scores of luxury apartment buildings in New York City can now check to see if they deserve higher pay because of taxpayer subsidies the owners receive. After a public records request from ProPublica, the city’s housing and finance departments have provided a list of... Read Article →
March 6, 2016
Remember That CEO Pay Cap? It’s Even Less Effective Than We Knew
By Allan Sloan, ProPublica Tim Cook got almost $400 million of restricted stock when he was named Apple chief executive in 2011, succeeding Steve Jobs. Regardless of whether Apple shareholders fared well or badly over the grant’s 10-year term, all Cook needed to do to collect that stock (worth about $700 million at today’s price) was... Read Article →
March 4, 2016
Living Frugally: Why More and More Millennials Are Delaying Leaving the Nest
Michael Belk is a military veteran, a retired correctional officer, a blogger and a patriot. His military service took him overseas where he saw poverty first hand. He has a B.A. in Environmental Health and Safety. He strongly believes everyone should educate themselves. He jokingly calls himself the Jack of all trades, but the master of none. Raised... Read Article →
Why More and More Millennials Are Delaying Leaving the Nest
Michael Belk is a military veteran, a retired correctional officer, a blogger and a patriot. His military service took him overseas where he saw poverty first hand. He has a B.A. in Environmental Health and Safety. He strongly believes everyone should educate themselves. He jokingly calls himself the Jack of all trades, but the master of none. Raised... Read Article →
March 2, 2016
Many Paths Lead to Financial Freedom
Mr. Money Mustache is a forty-something retiree [retired at 30 I believe] who blogs about how everyone can live a frugal yet fulfilling – or Badass as he states – life of leisure. I first heard about him and his blog soon after I started blogging a couple of years ago and he is regularly mentioned... Read Article →
