Manoj Arora's Blog, page 18

EPF Taxation Laws Post Leaving Your Employment

Did you know that EPF interest earned post quitting your job becomes taxable from the day you quit? Did you know that your EPF account does not earn any interest 3 years after your retirement? Did you know that withdrawing EPF before 5 years is taxable in many cases, though not all?  There are many such EPF rules that you should be aware of, for ignorance of law is no excuse...Read on.

200 Trees Up for Kalpavriksha !

Dreams do come true. If one is passionate and working for a right cause, HE is always going to be with you. Post my Financial Freedom, I started my NGO 'Kalpavriksha' with a mission to plant 1 Million trees. In our first year of operations in 2016, we had planted 25 trees. In spite of my best efforts, almost half of them couldn't survive until the next year. I learnt from my mistakes and

How long is 'Long Term' in Equity?

For someone running the last 100 meters of a 42 Km marathon, one sec can seem to be quite a time. On the other hand, to change a simple habit in your life, a decade may seem quite small. Long Term, therefore, is a relative term in life. But it is not so in equity investments. Whether it is mutual funds or stocks, we can define Long Term quite precisely, clearly and objectively - with logical

The Magical Happiness Formula.

While in school, we studied numerous formula. Things were easier to analyse and control, when defined by a formula. Knowing a formula tells us what we need to change in one of the inputs to cause an impact on the output.  Imagine how beautiful our life could be, if Happiness also had a defined formula and if we precisely knew the factors it depended upon.  It will all be so easy and logical

Your gain could be your family's pain

Have you ever faced a situation wherein your colleagues, friends, relatives and the world around you appreciates your work and acknowledges your achievements. However, your immediate family members are not too enthusiastic about all that you have been doing and achieving?   It happened with me. It happened with Sachin Tendulkar. It can happen with anyone. Once you understand why it happens,

38 Thunderous Lessons from the Book - Awaken the Giant Within - by Anthony Robbins

Tony Robbins, an American author, entrepreneur, philanthropist and life coach. Robbins is known for his infomercials, seminars, and self-help books including Unlimited Power and Awaken the Giant Within. Approximately 4 million people have attended his live seminars. Robbins is the founder of several companies that earn approximately $5 billion in annual sales. In 2015 and 2016 he was listed

10 Common Myths Surrounding Fixed Deposits and Earned Interest

Though tax inefficient and not the best returns provider, Fixed Deposits (FDs) definitely deserve their own pie in your portfolio. This is one investment option which is simple, guaranteed, 100% liquid, monitoring free and risk free - all rolled in one. However simple you may think they are, there are many myths surrounding Fixed Deposits and the interest accrued from them. Inefficiently

10 Outstanding Lessons from the book "Outliers" by Malcolm Gladwell

Why are ice hockey players born in the first few months of a year? How did Beatles and Bill Gates succeed? "The Outliers" by Malcolm Gladwell answers these and many more questions. Debuted at number one on the bestseller lists for The New York Times and The Globe and Mail, "Outliers" held the position on the former for eleven consecutive weeks... In Outliers, Gladwell examines the

8 Strong Reasons to buy your own Health Insurance Cover right now.

You feel you are too young for Health Insurance? Or you are under the false impression that you are already adequately covered by your employer? Or you are one of those who have closed their eyes to the modern lifestyle diseases and feel that nothing is going to happen to you? Whatever be the case, it is better to wake up to the reality of Health Insurance before it is too late....Read on

Are you chasing your goals or merely its means?

Have we got mixed up between our goals and the means to achieve those goals? Most of us have. Wake up before time runs out !... Unhappy and frustrated with recent exam results at school, my elder one was desperately looking forward to something that could soothe her mind. It is not only about kids and exams, it could be you and your career, you and your business, your life, your relations,