Rick Van Ness's Blog, page 3

August 3, 2019

Diversification is important in investing because (video)

Diversify stocks so you don't carry uncompensated risk. And, diversify stocks with bonds to get the magical benefit of uncorrelated assets. Easy, learn how!


The post Diversification is important in investing because (video) appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on August 03, 2019 19:23

Rule #4: Diversification is important in investing because

Diversify stocks so you don't carry uncompensated risk. And, diversify stocks with bonds to get the magical benefit of uncorrelated assets. Easy, learn how!


The post Rule #4: Diversification is important in investing because appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on August 03, 2019 19:23

July 30, 2019

Make a Good Investment Portfolio Yourself—start here

Every good investment portfolio should be an all weather portfolio. The words all weather simply remind you that markets are turbulent and forecasts are poor. You want a investment portfolio that you can stick with under all conditions. A good investment portfolio captures the market’s returns Investors lose valuable returns if they try to succumb […]


The post Make a Good Investment Portfolio Yourself—start here appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on July 30, 2019 08:32

What Makes a Good Investment Portfolio?

Every good investment portfolio should be an all weather portfolio. The words all weather simply remind you that markets are turbulent and forecasts are poor. You want a investment portfolio that you can stick with under all conditions. A good investment portfolio captures the market’s returns Investors lose valuable returns if they try to succumb […]


The post What Makes a Good Investment Portfolio? appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on July 30, 2019 08:32

July 23, 2019

Simple Savings Calculator

Use this free savings calculator to estimate your investment growth over time. Inputs are (1) monthly deposit amount and (2) an inflation-adjusted estimate of your earning. With this growth calculator, you can set a goal and figure out how much you need to save each month to hit the mark. Example: Estimate your rate of […]


The post Simple Savings Calculator appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on July 23, 2019 20:10

June 12, 2019

What’s more important: Saving or Investing?

What matters more — your personal savings rate or your investing rate of return? Saving is far more important for the majority of Americans. But that is because most people don’t save very much at all, and without savings you cannot invest. But this article is for people with goals, and the full answer is […]


The post What’s more important: Saving or Investing? appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on June 12, 2019 16:37

March 27, 2019

Best Investment Books for what you need to learn next

Your goal should be to become a knowledgeable investor. With that, most people can manage their own investments and be smart about hiring specialized help when needed. Few need advanced expertise.


This post helps you discover the lesson you may want to learn next. For instance, most of my readers are advanced-beginners and might consider phrases—like the ones in this table—for links to suggestions about what to learn next, book suggestions and web resources.






Click one for suggestions about what to learn next!





I try to pick a few winners—like Warren Buffett does.



“To me, 'speculating' and 'investing' seem like the same thing.”



“I watch the news and read the money magazines to choose the best funds.”



“I choose only no-load five star funds, so I know I own the best funds at the lowest cost.”



“I pay my CPA 1% to manage my investments.”



“I can’t predict my earnings, my retirement, or when I’ll die. So I don’t have a plan."



“I don’t think frugal is a four letter word.”



Or, click below to view full article.


The post Best Investment Books for what you need to learn next appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on March 27, 2019 22:05

March 15, 2019

Warren Buffett on Diversification (video)

I like you to learn how to invest by hearing directly from experts—like Warren Buffett on diversification. These are Warren Buffett’s thoughts on diversification: If you are not a professional investor; if your goal is not to manage in such a way that you get a significantly better return than the world, then I believe […]


The post Warren Buffett on Diversification (video) appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on March 15, 2019 17:21

Warren Buffett on Diversification

I like you to learn how to invest by hearing directly from experts. In my must-read article, Smart Investing: Ten Simple Rules, I quote Warren Buffet saying: If you are not a professional investor; if your goal is not to manage in such a way that you get a significantly better return than the world, […]


The post Warren Buffett on Diversification appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on March 15, 2019 17:21

March 7, 2019

Common Sense Investing: Ten Simple Rules

Common Sense Investing is a book about investing by Rick Van Ness describes ten simple rules to finance your dreams. It is for investors getting started and learning the basic concepts of how to choose funds and control investment risk. This is a basic book but critically important because common mistakes cause people to retire […]


The post Common Sense Investing: Ten Simple Rules appeared first on FinancingLife.org.

 •  0 comments  •  flag
Share on Twitter
Published on March 07, 2019 09:15