James L. Paris's Blog, page 25

Joe Biden Family Scandals Stacking Up - Jim Biden FBI Investigation, Hunter Biden Paternity Suit

On this episode - Joe Biden calls an Iowa voter fat and challenges him to a push-up contest, but things get even worse. There is already the Ukraine scandal, and now new developments in a paternity suit require Hunter Biden to produce financial records for the past five years after it is confirmed that he is the father of a baby in Arkansas. In McMinnville Tennessee the FBI is investigating terroristic threats against a couple that are suing Joe Biden's brother. Interested in the Epstein case? Jim shares the three best podcasts to listen to for the latest news, and gamblers are betting 3 to 1 that Trump would beat Biden in the general election.

 

Is Tom Cruise Finally Leaving Scientology As Reported?

In Touch Magazine seems to have misled readers by suggesting in a recent issue that Tom Cruise is leaving Scientology. Scientology expert Tony Ortega joins Jim Paris Live to discuss Tom Cruise's latest move to Clearwater, Florida and what appears to be a renewed commitment to Scientology. What is the future of the Leah Remini TV show? Are there any major lawsuits or legal issues presently facing Scientology? and what significant events could be coming in 2020?

 

Tax Expert Shares Tax Tips For Small And Home Based Businesses (Dan Pilla)

Dan discusses important tax topics for small business owners (and those planning to start a business this year). This discussion includes whether or not you should incorporate or form an LLC, the danger of classifying freelancers as independent contractors (how to know whether they should be on the books as an employee), how to reduce your audit chances, the proper way to deduct travel expenses, the home office deduction, and much more!

Prince Andrew Reportedly In Close Communication With Jeffrey Epstein Associate

On this episode Jim discusses the Black Friday phenomenon and the surge in sales, but who is out there buying all this stuff? Are Black Friday deals really deals anyway? It is being reported by a new outlet in the UK that Prince Andrew is in daily communication with Ghislane Maxwell (Jeffrey Epstein associate), fueling speculation that a federal court may be about to release details in a document dump. Why do some people hate Bitcoin so much that they make it a crusade? and Jim discusses a new Christmas song he has written with his daughter.

 

The Last Christmas

The Lord gave me the lyrics to this song a year ago. My daughter agreed to write the music and record it. I dedicate this to everyone that has a broken heart this Christmas because you are grieving the loss of a loved one. God bless and Merry Christmas.Click below and turn your sound up.

 

Bible Prophecy Expert Pastor Paul Begley Joins Jim Paris Live

On this episode Pastor Paul Begley joins Jim Paris to discuss the latest world news and how it relates to Bible prophecy. Begley shares details of his recent trip to Israel, discusses the Netanyahu indictment, Iran, Russia, Turkey, Planet X (Nibiru). He also shares his thoughts on his success and struggles using social media to reach the masses with his teaching on Bible prophecy.

 

Jeffrey Epstein Files About To Be Unsealed - 1,000 Elites Will Be Exposed

On this episode Jim discusses the latest news on Jeffrey Epstein case. A federal judge is reportedly about to unseal the files in Epstein criminal case and it would expose more than 1,000 elites that were involved with Epstein. Prince Andrew has been kicked out of Buckingham Palace and has lost his salary and been relieved of all official duties. Speculation is that the prince is about to be implicated even further with Jeffrey Epstein. There is also news that Ghislane Maxwell, the longtime friend of Jeffrey Epstein, is about to come out of hiding to fight to keep the unsealing of Epstein's criminal case files.

 

Case Files Of The Golden State Killer

He���s the most prolific, enigmatic, and dangerous offender the State of California has ever known... yet he remains unidentified and unpunished to this day. With over one hundred burglaries, fifty rapes, and possibly a dozen murders, the ���East Area Rapist��� / ���Golden State Killer��� / "Original Night Stalker" was truly one of history���s most vile and heinous criminals. He seemed to appear out of nowhere in the mid-1970s near Sacramento, California, where he began a series of rapes and murders that left police baffled and communities on-edge. He couldn���t be tracked, he couldn���t be found, and he couldn���t be stopped. Over a ten-year period, towns like Modesto, Davis, Concord, San Ramon, San Jose, Danville, Fremont, Walnut Creek, Goleta, Ventura, Dana Point, Irvine, and the neighborhoods of Sacramento were all violated by this monster.

He left behind thousands of clues spread throughout over a dozen jurisdictions but still somehow outmaneuvered efforts to capture him at every turn. This book culls together information from every source possible to present a comprehensive rundown of each and every attack. Evidence is explained, myths are debunked, and viable leads are presented. Other cases which might be related like the Visalia Ransacker, the Ripon Court shooting, the Maggiore murders, and the Eva Davidson Taylor murder are explored. Never before has such a detailed and thorough chronological volume been published about this case. Going over the nuances and evidence with such granularity is a worthwhile exercise. This case is solvable, and the offender is probably still alive. The clues to his identity are in here. Because, as they say��� The Devil is in the details.

 

Nancy Pelosi Says Trump Is Worse Than Nixon - Calls For Resignation

On this episode Jim discusses the Roger Stone conviction, Nancy Pelosi's latest comments saying Trump is worse than Nixon and should resign, Prince Andrew's train wreck interview on Jeffrey Epstein, Myles Garret's suspension from NFL, and a new streaming TV package with 35 channels for just $15 per month.

 

7 Ways To Cut Your Auto Insurance Bill

The cost of auto insurance can vary widely based on a large number of factors. It is easy, however, to get in a rut and simply pay the bill month after month without considering other options.

7 Ways To Lower Your Auto Insurance Bill

1. Ask For A Discount

Many times you don't even have to move your coverage to another company to save money. If you simply contact your current insurance carrier and let them know that you are about to start shopping them out, there is a good chance they will offer you a discount. For this call to be effective, you should have at least a couple of other superior quotes to what you are currently paying. This is a great article below that points out that many auto insurers have a 'loyalty' program - one that costs you for being loyal and not frequently shopping for a better deal!

2. Drop Collision And Comprehensive On Older Vehicles

Many people don't understand that although it is a requirement to carry liability insurance, collision and comprehensive are optional. This is the component of your policy that covers damage to your own car. If the value of your vehicle is in the $3,000 to $5,000 range, you might want to consider dropping collision and comprehensive. The thought here is that once the value of a vehicle has dropped to this level, the cost of this component of your policy is cost prohibitive. Even a somewhat minor accident would likely lead to the car being considered 'totaled.' This means that the amount you can collect from your insurance carrier is limited to the point, that it is usually a better value to not to carry collision and comprehensive on an older car. (Note: If you are still making payments on your vehicle, your lender will not allow you to drop the collision and comprehensive coverage).

3. Get Rid Of The Bells And Whistles

When shopping for coverage, avoid costly extras that will add unnecessary cost to your policy. Towing and rental car benefits are nice, but deluxe features like this are usually not a good value. 

4. Consider Letting Big Brother Monitor Your Driving

Some auto insurers will offer you a nice discount if you agree to have an onboard tracking device in your vehicle. The device will track things like the number of miles you drive, how quickly you accelerate and decelerate and other factors to determine your 'road risk.' While it does seem a bit intrusive, the device is simply collecting statistics known to be reliable measurements for driving safety.

5. Use The Internet

The Internet has made shopping for a lot of things much easier, and auto insurance is no exception. One option is to get on the phone and start dialing for dollars, but a more efficient way to shop is online.

Here are four sites to use to do your online shopping. 

1. Nerd Wallet

2. Esurance

3. Netquote

4. The Zebra

6. Carry Higher Deductibles

Agreeing to be responsible for the first $1,000 of damages to your vehicle can pay big dividends. Moving from a lower deductible to $1,000 can result in a savings of 30% or more.

7. Don't Skimp On Liability Coverage

It might be tempting to lower your liability coverage, but most prudent advisers would suggest no less than 300/500 policy limits. This means that the amount your policy will pay is $300,000 maximum to a single person and $500,000 maximum overall in one accident. Here is a really good article on auto insurance liability limits. Along these same lines, you should always carry uninsured motorist coverage (especially these days with the large number of uninsured drivers on the road).

What is your best strategy to save money on auto insurance? Use the comments section below and we can start a conversation.

Helping you make the most of God���s money!  

James L. Paris 
Editor-In-Chief ChristianMoney.com 
Follow Me on Twitter Twitter.com/jameslparis
Christian Financial Advice 
Jim Paris 24 Hour Radio