Dave Ramsey's Blog, page 5

Dave Says - January 23, 2017

My husband was recently laid off, and he has $229,000 in a 401(k). He has been told that he should roll it into a hybrid annuity...

Dave Says - January 30, 2017

I take classes online at a public university that is several hours from my home. I tried to pay for my classes the other day, and my Visa debit card was not accepted...

Dave Says - January 16, 2017

My friend and I are roommates, and we've always had an agreement that we split each of the bills fifty-fifty. We both work and have decent jobs, but for the last couple of months she's been really late in paying her half of the bills...

More than 3 million students better prepared for financial future

Dave Ramsey’s Foundations in Personal Finance is making a major impact on financial literacy.

Dave Says - January 9, 2017

My wife and I are debt-free, plus she has a business giving music lessons. We formed an LLC last year when she had several students and was making over $3,000 a month, but that all changed...

Dave Says - January 2, 2017

I've followed your plan for three years. I'm living totally debt-free except for my home, and I pay for everything with cash...

Dave Says - December 26, 2016

My wife and I have been married for 12 years. Last month we found out she has terminal cancer and only six months to live ...

Dave Says - December 19, 2016

How do you feel about using layaway programs?

Dave Says - December 13, 2016

We just started following your plan, and we have $39,000 in debt. We make $55,000 a year, and two of our smaller debts — one car and a credit card — are both $7,500 ...

Dave Says - December 5, 2016

I'm 38 years old, and I've got $12,000 in student loans still hanging over my head. It's the only debt I have. I make $30,000 a year, and I've managed to save $12,000, but I'm also driving a junky, old car ...