Dave Ramsey's Blog, page 2

Dave Says - July 24, 2017

I want to build an 18-unit apartment complex, but I don't have enough cash to do it on my own. My net worth is around $400,000, and I have $100,000 I can put toward this project ...

Dave Says - July 17, 2017

My wife and I have been helping our adopted daughter financially for some time. She's 25, has been married for three years, and we don't see this cycle stopping anytime soon ...

Dave Says - July 10, 2017

I've been living in a rental house for some time now. I was just told by the owners that the house is being foreclosed on next week ...

Dave Says - July 3, 2017

I've accepted a promotion that would take me from an hourly wage to a salaried position. Do you have any advice for negotiating a salary?

Dave Says - June 26, 2017

My dad wants me to buy a house on a 30-year loan for him and my mom in my name, and let them make the payments ...

Dave Says - June 19, 2017

Dear Dave,
My husband and I aren't seeing eye-to-eye on a motorcycle. The bike was my dad's, and I got it four years ago when he passed away ...

Dave Says - June 12, 2017

How do you know when you should file an insurance claim on a homeowner's issue, versus just dealing with it and paying cash?

Dave Says - June 5, 2017

When you use the envelope system, what should you do with any leftover money?

Dave Says - May 29, 2017

I've operated my own small business for a couple of years. In that time, I've been leasing the building that houses my company...

Dave Says - May 22, 2017

My husband and I are in our 50s, and we have just $12,000 to pay off before we're debt-free. We've paid off almost $70,000 in debt in the last two years. We would like to buy a house soon, but we know we also need an emergency fund...